Oxi Pay
Virtual accounts, merchant payments and payment links, with fiat on- and off-ramps for cross-border settlement, including checkout for airlines and travel.
Our businesses
Five operating divisions and a ventures arm, under one group.
Oxi Commerce
Oxi Market for buyers, Oxi Shops for merchant storefronts and Oxi Seller for onboarding and seller tools: one marketplace, three doors.
Oxi Mobility & Logistics
Oxi Rider for last-mile delivery, and OxiRail Services, a growing network of rail services for passengers and goods.
OXiAgro
A farm record, a virtual account and a marketplace for every farmer, with crop advice built in, so advice becomes an order and a harvest becomes a payment.
Oxi AI & Technology
Two streams. OxiAi deploys AI staff into African businesses. OxiAcademy trains the next generation of AI engineers, with AIS™ certification issued by Matican Group.
Oxi Ventures
Strategic stakes in African companies, and a partnership with ScaleGate that takes African businesses to European customers, capital and partners.
OxiAcademy · part of OxiAi
Your AI transition should be run by your own people.
Every business will have to bring its people, its processes and AI together. You can hire outside AI consultants, or train your own staff to design and implement the change. OxiAcademy exists for the second way: it keeps your workers viable, as the people who build the implementation rather than the people it displaces.
Industry tracks
HospitalityAirlinesFinancial servicesMore industries to follow
OxiAi and OxiAcademy are built on the AIS™ Framework by Matican Group, which issues the AIS™ certification.
How we work
Each business is stronger because the others exist.
- 01Record
A harvest, an order or a fare is captured once, at the source, as a record the parties can trust.
- 02Move
Goods and people travel on Oxi riders and rail, and the record moves with them.
- 03Settle
Payment follows the verified record through Oxi Pay, so everyone is paid in the same transaction.
Governance
Built to be regulated.
A holding company, not a licensee
Oxi Group Limited holds shares. Every regulated activity sits in its own subsidiary, with its own board and compliance officer.
Licensed partners do licensed work
Loans come from licensed lenders, cover from licensed insurers and banking from licensed banks. Oxi provides the technology between them.
Incorporated in Nigeria, built for Africa
Oxi Group Limited is incorporated with the Corporate Affairs Commission and operates across African markets through local subsidiaries.
Build with Oxi.
Governments, banks, cooperatives, merchants and investors: tell us what you want to move, and we will show you the rail.